Finance Archives - Page 3 of 6 - Innovative Companies, Disruptive Business Models, Disruptive Solutions

14 Nov

How Loan Against Property is a Perfect Choice for You?

12 Disruptors Admin0 CommentsFinance

A LAP or Loan Against Property is a secured loan sanctioned against an asset as collateral. The lending institution decides the loan amount depending upon the property's market value, generally around 70%. It is a secured loan that offers several benefits to borrowers. Business owners and individuals borrow these loans to address various life expenses, such as marriage, education, business expansion, house construction, and product development. Numerous reasons like low mortgage loan interest and easier availability make them a perfect choice for borrowers. Read on to learn more benefits of availing of a LAP loan. Continued Property Usage A borrower…

12 Nov

What is Property Loan for Debt Consolidation, and What to Avoid When Considering One?

12 Disruptors Admin0 CommentsFinance

A property loan or loan against property is a versatile credit option that allows individuals to mitigate several financial requirements. Individuals can access high-value loan amounts to consolidate debts and other obligations. It helps individuals clear their existing debt obligations like credit card bills or consumer debts without straining lifelong savings. Several lines of credit are likely to draw higher interest; opting for debt consolidation will help one repay all of them. Before availing a loan against property or debt consolidation loan, one must know the ins and outs of the credit option. Features of a Debt Consolidation Loan Besides…

11 Nov

A Complete Guide On How To Apply For Loan Against Property In Chennai

12 Disruptors Admin0 CommentsFinanceloan against property in Chennai, Property loan eligibility

Chennai, an economically potential city on the south-eastern coast of India, ranks third in per capita GDP in India. Formerly known as Madras, Chennai has ample opportunities for individuals seeking substantial funds. Such as a loan against property in Chennai. This secured loan is taken against a property. Moreover, both salaried and self-employed individuals can apply for it and mitigate diverse financial requirements without any restriction on usage. Here’s a complete guide on how one can avail loan against property in Chennai: How to apply for loan against property? Application for loans against property in Chennai can be made by…

09 Nov

How Many Jobs Are Available In Commercial Banks?

Hadiqah0 CommentsFinance

Commercial banking differs from retail banking because it works with businesses and commercial interests instead of individual customers. It could include checking and savings accounts, credit cards, loan options, etc. The commercial is a good career choice for people who like business, money, and managing money. Among the many thriving industries in the United States, commercial banking stands out as one of the most dynamic. Many people find employment in the industry, making it a suitable choice for those seeking long-term employment. How do commercial banks work? Commercial banks are a type of financial institution that sells and provides services…

07 Nov

How to Apply for a Personal Loan for Salaried?

12 Disruptors Admin0 CommentsFinancePersonal Loan for Salaried

India's credit landscape is witnessing a strong affinity of borrowers towards availing of small-ticket credit options. According to updates from the RBI, the personal loan segment has escalated by 12.3% in FY2022, which was 9.6% in FY2021. The robust demand can be attributed to the versatility of the credit option. Personal loans for salaried employees are customised as per the financial requirement of the working professional, helping them mitigate all sorts of financial gaps effectively. Moreover, salaried candidates are likely to receive approval loan applications due to their steady earnings. However, before availing of a personal loan, individuals should have…

28 Oct

Useful Business Loan Schemes in India for Women Entrepreneurs

12 Disruptors Admin0 CommentsBusiness, Finance

Progress and economic growth of the society is also dependent on empowerment of women. One can see cases all around where women are sometimes the sole breadwinners or play a huge supporting role with a second income that contributes to the family prosperity. Given the tough working conditions in jobs and the need to adhere to a strict schedule, it would be better for women to run their own business according to their skills, knowledge, capabilities and preferences. Women can set up a new business or expand an existing one with a Business loan. The Government of India makes it easy…

28 Oct

Do Personal Insta Loan Inquiries Impact CIBIL Score?

12 Disruptors Admin0 CommentsFinanceInsta loan

Isn't it great to be pre-approved for Insta loan? You could avoid the time-consuming process of applying for a loan, the hassle of submitting essential documents, and everything else that goes along with it. There is no doubt that the answer to this question is a "yes". While an Insta loan is an excellent financing option, it is crucial for a borrower to understand the details of the same. Because most prospective borrowers are unaware of the concept of an Insta loan, they accept them without understanding the consequences to their credit score. How does a personal Insta loan work? When you check…

20 Oct

What You Need to Know About a Commercial Loan

12 Disruptors Admin0 CommentsFinance

Interest rates Commercial loan interest rates are based on various factors including the location of the property and borrower, the loan-to-value ratio, the type of asset being acquired, and the overall quality of the transaction. These rates are indicative and are subject to change. To get an idea of what to expect, use an online form to estimate your commercial loan requirements. Commercial Loan Truerate Services interest rates are influenced by the current market conditions, and negotiations with lenders are necessary to secure the lowest rate. Borrowers with bad credit or limited net worth may have difficulty obtaining a commercial…

17 Oct

What Is Payment Processing? A Detailed Guide

12 Disruptors Admin0 CommentsFinancePayment Processing?

Payment processing is the act of accepting and verifying customer payments, then depositing the funds into your merchant account. Payment processors handle all aspects of electronic payments, from authorizing the transaction to transferring the funds to your bank account. The payment processing industry is complex, with a myriad of rules and regulations that can be confusing for merchants. To make things easier to understand, we’ve put together this guide that covers everything you need to know about payment processing. What is a Payment Processor? A payment processor is a company that handles the electronic transfer of funds between a merchant…

17 Oct

Should you adopt invoice automation?

12 Disruptors Admin0 CommentsFinanceautomation, Should you adopt invoice

The idea for invoice automation came out of a need to streamline and speed up the billing process for companies. While the idea of invoice automation has gained more traction, manual billing processes are still a reality for many companies worldwide. However, this doesn't mean everybody should jump on the bandwagon of IA.While invoice automation has its advantages, there is a significant amount of risk associated with it.So, the question is: should your company adopt invoice automation? There are a few key factors to consider when making this decision. First, you'll need to decide what type of invoicing system will…