spending

Introduction  I know that many of you have been struggling to save money. I know that it feels like every penny is going to go toward housing, food and other necessities. But even if you live paycheck to paycheck, there are ways for you to get ahead financially. The key is in knowing how much money you need—and what kinds of things will help push those numbers higher up on your list of priorities. Necessities Necessities are the most basic of necessities. They are things you need in order to survive, such as food and shelter. Clothing and transportation can…